Fed Survey Signals Structural Breakdown in US Credit System

Warning signs emerged in the July 2025 Federal Reserve lending survey, revealing entrenched structural stress across U.S. credit markets. Banks imposed tighter lending standards for nearly all categories, with business and consumer loan access deteriorating despite easing compared to 2024. Commercial and industrial credit dried up, particularly for small firms, as banks cited regulatory pressure,…

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$24b RWA gold rush gets its elite bootcamp in Ascend startup accelerator

As RWAs cement themselves as crypto’s second-fastest-growing sector, a who’s-who of fintech and blockchain heavyweights are launching Ascend, a hyper-selective program designed to turn startups into the standard-bearers of institutional adoption. Summary Ascend is a new elite accelerator for real-world asset (RWA) startups with live products and institutional goals. Backed by Odisea, Plume, Galaxy Ventures,…

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Review: The DreamCloud Premier Hybrid combines luxury with budget-friendly

Table of Contents Table of Contents Table of ContentsFirst impressionsA slight but noticeable smellSo many layers of support with the DreamCloud PremierHow does the DreamCloud Premier Hybrid feel?Medium-firm but maybe notDoes the DreamCloud Premier live up to its premier name?Supportive while asleep and awakeA warning if you move oftenA loveable 365-night sleep trialIs the DreamCloud…

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Coins.ph Kickstarts Nationwide On-Ground Activations

Disclaimer: This article is for informational purposes only and does not constitute financial advice. BitPinas has no commercial relationship with any mentioned entity unless otherwise stated. 📬 Get the biggest crypto stories in the Philippines and Southeast Asia every week — subscribe to the BitPinas Newsletter. Local cryptocurrency exchange Coins.ph launched a series of on-ground…

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Trump could soon sign executive order to penalize banks for discriminating against crypto firms

Key Takeaways A proposed White House executive order aims to penalize banks that discriminate against crypto and conservative companies. Banks may face fines or disciplinary measures if found violating equal credit, antitrust, or consumer protection laws. Share this article Banks could soon face federal penalties for cutting off conservative or crypto clients for political reasons…

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FinCEN Targets Crypto Kiosks as Fraud Losses Detonate Across US Markets

Crypto kiosks are fueling a new wave of fraud and cartel-driven laundering, prompting urgent calls for tighter controls across the U.S. financial system. FinCEN Sounds Alarm: Crypto Kiosks Now High-Risk Vectors for Money Laundering The U.S. Department of the Treasury’s Financial Crimes Enforcement Network (FinCEN) issued a notice on Aug. 4, warning that convertible virtual…

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